Cash or Credit

I work in a general store in a national park.  Of course we take credit/debit cards and we have an atm, for people that want to get cash out. 1 of my questions is, why do people “need” to use cash now-a-days? Is there anything that really requires cash anymore?

Then of course there are those people who drive me bonkers, when they don’t understand  that they need to carry their license or passport with them while shopping,  if the credit card is not signed. It’s  written on the back of your card that it is not authorized without a signature. Which is why most post offices refuse to accept any unsigned card (even if you remember to carry your identification) some people will write CID on the back of their card and still forget to carry their identification. They will get mad if I say that they need to walk back to the campground to get it or I will point to the atm and tell them that they can get cash out to pay for their stuff.

I just love it when spouses try to use each others card. A wife will say “Oh it’s my husband’s card but I sign for it all the time.” We’ll maybe so, but you ain’t doing it at my register. Or a husband will tell me that both names are on the account. Well sir if both names are not on the card that you handed me, then you ain’t using it at my register.

It drives me crazy when other stores/restaurants don’t ask for my ID when I hand them my unsigned debit card. Lately I have  noticed it in fast food places like Subway or Panda Express. Yes I realize that asking for ID would slow down the line while business is busy, but I don’t care. I want you to check my identification. I want to know that if my debit card gets stolen/lost that someone else won’t be able to use it without my ID.

Then yesterday, I paid a big bill at the dentist with my debit card, after shopping at Walmart. Later I tried to shop at the grocery store and was told that I had reached my daily limit with the card. Say whaaaat!? I had never heard this before…course I had never used the card to spend $500 in a single day before either. Damn, as I am sitting in the parking lot trying to figure out how to get enough gas in Kim’s truck to make it back home, I called the 800# on the back of the card to ask about the daily limit. The lady who answered finally agreed to raise the limit just enough so that I could get $20 in gas. Now there was a problem that don’t happen if you carry cash, but it’s a problem that I don’t like. Sure now I know that if anyone else tries to use my card that they won’t get over $500 worth of purchases. But I don’t like having that limit on myself. If I want to spend all my own $$ in 1 day then I should be able to.

Ok, I will get off my soapbox now and stop ranting…because it’s a beautiful sunny day outside and I wanna go check out the art show.

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